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Joist was built to simplify the process of securing hard money loans. We utilize technology to assess risk, underwrite loans, and distribute funds within a matter of days, not weeks. Our process enables doers to start doing without needing to worry about if and when they will get money for their fix and flip real estate projects.
Our 3-step journey ensures that you secure project financing with ease. No more uncessary convesations between brokers, borrowers, and lenders.
Start NowProvide details about your real estate project, business, and requirments.
Submit your financial statements, repair estimates, and tax returns.
Connect your bank to recieve an ACH deposit within 3-5 days.
Joist offers an all-in-one borrower experience to monitor your loan applications and payments. We combined the various tools needed to secure fix and flip real estate financing so that you have a 360-degree view of your money throughout the lifetime of your rehab or development project.
Anyone with assets qualify for a loan from Joist. We use your credit score, work experience, and loan requirments to underwrite an optimal loan for your project. Our main requirment is that you have assets to utilize as collatoral for the money you borrow.
No. We desgined our process to fit the needs of both borrowers and brokers. Anyone can apply for a loan whether you are borrowing for yourself or on behalf of someone else.
We try our hardest to finance your fix and flip real estate project within 10 days from the date that you apply for a loan, if approved.
Your loans can be spent on anything related to the project that you applied with.
Your payments begin one month from the day that you were approved. Make sure to pay monthly principal + interest installments each month to avoid late fees.