Joist's Credit Box

Listed below are the requirements to receive a loan from Joist. You will have a significantly greater chance of approval if your project meets these requirements. We will try to work around your constraints if your project cannot meet all of these requirements, so we highly encourage you to apply for a loan no matter your situation.

Loan Purpose
Property Rehab
Loan Term
Up to 24 months
Loan Size
Up to $2mm
Minimum Credit Score